Certificate
- $500 minimum opening deposit
- Terms available from 3 to 60 months
- Insured by the NCUA
Click here to view current rates!
IRA Certificate
- Higher return
- Terms from 3 to 60 months
- $500 minimum opening deposit
- Insured safe to $250,000 by NCUA
Visa Credit Card
Additional Savings
Need more than 1 savings account? Add additional savings accounts today!
Additional Savings Accounts can be used for a wide variety of things:
- Budgeting
- Savings for different items
- Make sure to pay yourself first!
Money Market
Expedite your savings with a Metro Credit Union Money Market Account. Enjoy the security of a savings account while earning a higher rate. Easily move funds in and out of the account using Metro's mobile app. No monthly account service charges on accounts with a $2,500 minimum balance. Limit 6 free withdrawals per month. View full terms on the Rate and Fee Disclosure.
High Yield Money Market
Looking to earn better returns than a regular savings without the restrictions of a Certificate? Metro's High Yield Money Market is the account for you. Easily access or add to your funds with Metro's state of the art digital services. No monthly account service charges on account with a minimum balance of $50,000 and 1 fee free withdrawal per month. View the Rate and Fee disclosure for full terms.
HELOC Loan - Flex
Looking for a home equity loan that gives you the freedom to use the line of credit when you need it, but gives you peace of mind of knowing rates won’t go up that would be Metro Credit Union’s Flex HELOC.
- 90% Loan To Value
- 15 year terms
- 10 year draw period
- "Lock" your balance into a fixed rate up to four times!
Click here to compare our HELOC products, or start your application today!
HELOC LOAN - Fixed Rate
Looking for a home equity loan that gives you the freedom to use the line of credit when you need it, but gives you peace of mind of knowing rates won't go up. This would be Metro Credit Union's Fixed Rate HELOC.
- Fixed Rate Period 5, 7 or 10 Years
- 80%-90% Loan To Value
- Borrow Anytime During The Fixed Rate Period
- 15 Year Repayment Period
- Up To A 10 Year Draw Period
HELOC Loan - Variable Rate
Metro Credit Union has multiple Home Equity Line of Credit options available to fit your financial needs, like our Traditional HELOC.
Up to 90% Loan to Value
Loans start at $5,000
Up to 15 year terms
Click here to compare our HELOC products, or start your application today!
Personal Checking
Whether you're looking for a true no-cost checking account or one with all the bells and whistles, Metro has you covered. We offer two great checking account options: Simply and Complete. No NSF return fees on ANY Checking Account with Metro Credit Union! No overdrafts on transactions under $5.00 and use up to $50.00 of Metro's money before getting charged an overdraft fee.
Check out the comparison below to select the account that works best for you.
https://www.metrofcu.org/checking-accounts/checking-accounts
Consolidation Loan
Why not simplify your finances and save money with a Metro Credit Union Consolidation Loan. You can combine multiple bills into one monthly payment at Metro. In most cases, you’ll get a much lower interest rate and a lower monthly payment than you’re making now with multiple bills.
Many times, you’ll even pay the debt off faster.
Start your application today!
Line of Credit
Need that extra protection with your checking account? Add a line of credit to it! A line of credit is a revolving line of credit linked to your checking account to ensure that overdrafts or returned items don't happen.
You don't pay for anything for this loan unless you use it.
Apply today!
Personal Loan
Varying rates and terms available to fit your financial needs.
Start your application process today to find the right product for you!
Auto Loan
- Terms between 24-84 months
- Refinance or New Purchase
- Multiple Payment Options
- Click here to see our current auto loan rates
Items you'll need to help you finalize your application:
- Year
- Make
- Model
- VIN
- List Price or Payoff Amount
Boat Loan
- Loan terms between 24 and 120 months
Items you'll need to help you finalize your application:
- Year
- Make
- Model
- VIN
- List Price or Payoff Amount
Motorcycle Loans
- Loan terms between 24 and 84 months
Items you'll need to help you finalize your application:
- Year
- Make
- Model
- VIN
- List Price or Payoff Amount
RV Loan
- Loan terms between 24 and 120 months
Items you'll need to help you finalize your application:
- Year
- Make
- Model
- VIN
- List Price or Payoff Amount