Credit Card
CreditCard Comparison
Details
| Classic Credit Card | Platinum Credit Card | Preferred Credit Card |
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Annual Fee | $25 w/ less than a $2,500 credit limit | No Annual Fee | $25 Annual Fee waived for the first year |
Rates | 17.99% | Rates as low as 8.90% APR* | 0% Introductory APR for the first 12 months Rates as low as 12.25% APR* |
Balance Transfer Fee | No Balance Transfer Fee | No Balance Transfer Fee | $10 or 3.00% of the amount of balance transfer, whichever is greater. |
Cash Advance Fee | $10 or 3.00% of the amount of cash advance, whichever is greater. | $10 or 3.00% of the amount of cash advance, whichever is greater. | $10 or 3.00% of the amount of cash advance, whichever is greater. |
Metro Rewards | N/A | Earn 1 point for every $1 spent, can be redeemed for Travel and merchandise. | 1.5% Cash Back on all new purchases |
Daily Spending Limits | Purchases- $3,000 ATM Withdrawals- $1,000 | Visa Platinum I Purchases- $5,000 ATM Withdrawals- $1,500
Visa Platinum II Purchases- $5,000 ATM Withdrawals- $1,500 | Purchases- $5,000 ATM Withdrawals- $1,500
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Disclosure |
Flex HELOC
Looking for a home equity loan that gives you the freedom to use the line of credit when you need it, but gives you peace of mind of knowing rates won’t go up that would be Metro Credit Union’s Flex HELOC.
- 90% Loan To Value
- 15 year terms
- 10 year draw period
- "Lock" your balance into a fixed rate up to four times!
Click here to compare our HELOC products, or start your application today!
Variable Rate HELOC
Metro Credit Union has multiple Home Equity Line of Credit (HELOC) options available to fit your financial needs, like our Traditional HELOC.
Up to 90% Loan to Value
Loans start at $5,000
Up to 15 year terms
Click here to compare our HELOC products, or start your application today!
Debt Consolidation Loan
Why not simplify your finances and save money with a Metro Credit Union Consolidation Loan. You can combine multiple bills into one monthly payment at Metro. In most cases, you’ll get a much lower interest rate and a lower monthly payment than you’re making now with multiple bills.
Many times, you’ll even pay the debt off faster.
Start your application today!
Personal Loan
A Signature loan is a personal loan from Metro Credit Union and is a fast and easy way to get funds. Signature loans don't need any collateral. These loans are used for a wide variety of expenses.
Varying rates and terms available to fit your financial needs.
Start your application process today to find the right product for you!
Auto
- Terms between 24-84 months
- Refinance or New Purchase
- Multiple Payment Options
- Click here to see our current auto loan rates
Items you'll need to help you finalize your application:
- Year
- Make
- Model
- VIN
- List Price or Payoff Amount
Motorcycle
Finance or refinance your motorcycle with Metro Credit Union.
- Loan terms between 24 and 84 months
Items you'll need to help you finalize your application:
- Year
- Make
- Model
- VIN
- List Price or Payoff Amount
RV
Finance or refinance your RV with Metro Credit Union.
- Loan terms between 24 and 120 months
Items you'll need to help you finalize your application:
- Year
- Make
- Model
- VIN
- List Price or Payoff Amount
Boat
- Loan terms between 24 and 120 months
Items you'll need to help you finalize your application:
- Year
- Make
- Model
- VIN
- List Price or Payoff Amount