Credit Card
CreditCard Comparison
| Details
| Classic Credit Card | Platinum Credit Card | Preferred Credit Card |
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Annual Fee | $25 w/ less than a $2,500 credit limit | No Annual Fee | $25 Annual Fee waived for the first year |
| Rates | 17.99% | Rates as low as 8.90% APR* | 0% Introductory APR for the first 12 months Rates as low as 12.25% APR* |
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Balance Transfer Fee | No Balance Transfer Fee | No Balance Transfer Fee | $10 or 3.00% of the amount of balance transfer, whichever is greater. |
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Cash Advance Fee | $10 or 3.00% of the amount of cash advance, whichever is greater. | $10 or 3.00% of the amount of cash advance, whichever is greater. | $10 or 3.00% of the amount of cash advance, whichever is greater. |
| Metro Rewards | N/A | Earn 1 point for every $1 spent, can be redeemed for Travel and merchandise. | 1.5% Cash Back on all new purchases |
| Daily Spending Limits | Purchases- $3,000 ATM Withdrawals- $1,000 | Visa Platinum I Purchases- $5,000 ATM Withdrawals- $1,500
Visa Platinum II Purchases- $5,000 ATM Withdrawals- $1,500 | Purchases- $5,000 ATM Withdrawals- $1,500
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| Disclosure |
Flex HELOC
A Flex home equity line of credit offers the option to continue as a variable rate product or lock in the existing balance at a fixed rate, giving you peace of mind if rates fluctuate in the future. Features of a Flex HELOC include:
- 90% maximum-loan-to-value
- $10,000 minimum required credit limit
- 15-year term
- Up to 10-year draw period
- Variable rate with option to lock at a fixed rate and term up to four times
Variable Rate HELOC
A Variable Rate home equity line of credit has no locked rate. Your rate will increase or decrease over time based on market fluctuations. Features of a traditional Variable Rate HELOC include:
- 90% maximum-loan-to-value
- $10,000 minimum required credit limit
- 15-year term
- Up to 10-year draw period
- Variable rate
Debt Consolidation Loan
Why not simplify your finances and save money with a Metro Credit Union Consolidation Loan. You can combine multiple bills into one monthly payment at Metro. In most cases, you’ll get a much lower interest rate and a lower monthly payment than you’re making now with multiple bills.
Many times, you’ll even pay the debt off faster.
Start your application today!
Personal Loan
A Signature loan is a personal loan from Metro Credit Union and is a fast and easy way to get funds. Signature loans don't need any collateral. These loans are used for a wide variety of expenses.
Varying rates and terms available to fit your financial needs.
Start your application process today to find the right product for you!
Auto
- Terms between 24-84 months
- Refinance or New Purchase
- Multiple Payment Options
- Click here to see our current auto loan rates
Items you'll need to help you finalize your application:
- Year
- Make
- Model
- VIN
- List Price or Payoff Amount
Motorcycle
Finance or refinance your motorcycle with Metro Credit Union.
- Loan terms between 24 and 84 months
Items you'll need to help you finalize your application:
- Year
- Make
- Model
- VIN
- List Price or Payoff Amount
RV
Finance or refinance your RV with Metro Credit Union.
- Loan terms between 24 and 120 months
Items you'll need to help you finalize your application:
- Year
- Make
- Model
- VIN
- List Price or Payoff Amount
Boat
- Loan terms between 24 and 120 months
Items you'll need to help you finalize your application:
- Year
- Make
- Model
- VIN
- List Price or Payoff Amount
